No one is safe from scammers - even the most advanced online users. So do not blame yourself or others, especially if a child has become a scam victim. It is better to spend your energy on active measures. And do not forget to inform your close friends or parents if you are under 18.
Scam is t type of fraud when attackers use various tricks and deception to trick their victims into giving up money or personal information. Scammers act online or via the phone, using false information or fake offers. They can include extortion, fake lotteries, phishing, pyramid schemes and other fraudulent schemes.
The bank is not going to be able to recover lost funds if you have voluntarily transferred it to the scammers, but it still can help to:
Gather other evidence, if available. They can be screenshots of correspondence with scammers, emails with fraudulent links, history of visits to a fraudulent site, and so on.
Give them all the evidence you have gathered so they can start an investigation and take measures. You should not think that this is hopeless. It is true that it is difficult to catch online fraudsters, but firstly, the police have more opportunities and resources to search, and secondly - not all fraudsters are professional hackers, and many of them often make mistakes too. So, it's worth filing an application, even if the result is not always guaranteed.
Even if you've never fallen for the tricks of online scammers and think it won't happen to you, stay alert and don't forget the basic rules of Internet safety. Regularly update your software, use strong passwords, do not disclose personal information and be careful when making online transactions.